Retirees

Tax and Accounting

Think that because you’ve retired you no longer need to lodge a tax return? This may not be the case – speak with your PWA Financial Group accountant to discuss your on-going tax obligations.

They are also able to assist you with administering your Self Managed Superannuation Fund and assist your Financial Planner with Estate Planning matters.

You’ve got a will so you are all ok?   Think again – has your solicitor considered the tax implications when dividing your estate? Depending on your beneficiary’s circumstances, sometimes the tax treatment is not equal and this could have a bearing on the beneficiary and the value of your bequest. So make sure you speak with your accountant so they can explain what you need to consider when reviewing your will.

Retirement Planning

What more important time in your life can there be?  You’ve spent years working hard and accumulating your wealth and now’s the time to sit back, relax and enjoy the fruits of your labour. 

Planning well for your retirement is absolutely essential to ensure these goals are met. 

This isn’t just about what you do with your money when you retire: it’s about ensuring you get great advice in the years leading up to retirement to take advantage of the various strategies PWA employs to maximise your earnings in the pre-retirement period.  By doing this, your goal of a happy and prosperous retirement can become that much closer to reality.

Please refer to our case studies, where we discuss some scenarios that talk about pre-retirement and how important this can be in ensuring your retirement will live up to your expectations. 

Retirement planning is important to get right!  There are many complex considerations that your Financial Planner will be happy to assist with.  Simply click the ‘Enquire Now' button to contact us and make an appointment today.

Retire Richer

The looming problem is this: The generation that has had it all is also the generation that has had a habit of spending it all. Unlike their frugal grandparents, boomers will struggle to get by on the pension alone.

Perhaps the most crucial thing boomers can do now is to get a financial plan in place now to see them through to their golden years, with enough left behind to provide for loved ones.

Baby Boomers will struggle to get by on the pension alone.

PWA Financial Services has retirement strategies to inform those considering retirement.  A Financial Planner can talk to you about making the most of your super, maximizing your Centrelink benefits, and how you may be able to avoid unnecessary tax bills. The overall aim is to maximise your retirement income and reduce your taxation to ensure you can afford what you want to do in retirement.

PWA Financial Services Pty Ltd is a Corporate Authorised Representative of Infocus Money Management. Infocus is majority owned by its management team.  They are not aligned to any of the Big 4 Banks, or any other promoter of financial or investment products for that matter.  When you talk to your Financial Planner, you can be sure they will be recommending investments that suit your financial needs and objectives – not those of the Big Banks.